Freedom of Choice; No Conflicts of Interest

Another way we are unique is that we allow our clients to keep their current benefits broker while we work with your broker to incorporate your benefits into our support services and design and market a benefit package to meets the needs of your company.

And if you decide and would like Melita to perform the important role of Benefits Advisor, you can rest assured that our advice and guidance are exceptional, professional, and unbiased . Unlike many brokers, we do not accept insurance commissions. Instead, we charge fees and credit 100% of any commissions back to you. This adds an additional layer of trust by removing any potential conflict of interest associated with selecting the benefit plans that make the most sense for your business, not on which ones pay the best commissions. We focus on solutions designed to serve your business rather than those driven by commission incentives.

Get the most out of your employee benefits dollars

Poor communication and support strategies often lead to undervalued and underappreciated benefits. At Melita, we prioritize effective communication and support to enhance the perceived quality and value of your benefits investments. Our services encompass clear, concise benefits communications and comprehensive employee support, ranging from assisting new hires with enrollment decisions to resolving claim issues. Our goal is to provide comprehensive benefits solutions that enhance employee satisfaction and customize your offerings to align with your business objectives.

Our team recognizes that each client is unique, so we focus on personalized service and effective communication. We assist new hires with enrollment meetings with your clients, guide employees through insurance options, and resolve claim issues promptly.

We ensure the protection of your investment by ensuring our clients are fully compliant with all benefits mandates and reporting requirements. With our commitment to clear, timely, and engaging communications and support, we strive to optimize the understanding and appreciation of your benefits program.

Design an Employee benefits package that fits your business

Your benefits package should be aligned with your company’s compensation philosophy and your culture. Considering how much of your budget goes toward benefits costs, it’s critical to customize a plan and get it right. At Melita, we take a structured approach that includes:

A track record for delivering for our clients
Expert analytical modeling to help you make educated, informed decisions on plan designs and employee/employer cost sharing
Competitive benchmarks against companies that are targeting the same talent pool
Creative, innovative ideas on various plans and structures to maximize your benefits investment

Employee Benefit Solution Service Modules

With our modular services, you pick and choose what you need, when you need it. You also have the added flexibility of adding or removing modules at any time as your business needs change. From strategy and analysis to implementation, our dedicated team ensures that your benefits program is tailored to attract and retain top talent.

Benefits Advisory

Benefits Advisory & Brokerage

Your assigned Benefits Advisor is responsible and accountable for the following:

Benefits Advisor

Conduct an annual comprehensive market analysis to compare current benefits coverages and pricing versus all other options available in the market
Negotiate with insurance carriers to obtain the best coverages at the lowest possible premiums
Present decision makers with competitive benchmarking data to assist with final selections and strategy
Keep client abreast of any and all legislation, trends and market developments that may impact benefits strategy
Advise and guide client with international benefits

Benefits Admin

Benefits Administration & Support

Your assigned Benefits Specialist is responsible and accountable for the following:

Benefits Specialist

Primary client contact for all benefits issues/questions
Manage annual Open Enrollment process
Prepare and conduct annual employee benefits feedback surveys
Create and distribute custom benefits communication materials
Responsible for auditing all monthly insurance carrier invoices and resolving discrepancies

Benefits Compliance

Your assigned Compliance Specialist is responsible and accountable for the following:

Compliance Specialist

Ensure full compliance with all benefits laws and mandates
Maintain and distribute all benefits–related Federal & State Notices & Disclosures to employees
Ensure all government filings are completed, including ACA 1094C/1095 & 5500 tax filings
Prepare & distribute ERISA SPD and WRAP documents
Track & communicate relevant benefits legislation